I've had a lot on my mind lately. I've been thinking about taking online courses to obtain my Masters degree in Social and Community Services. It wouldn't take me very long to do it and it would be beneficial in the long run but there are two things weighing on my mind with this decision.
First, the money. It will cost me about $20,000 to go back to school. And that means I would have to get a loan since I don't know anyone independently wealthy who is willing to just hand over that amount of money to me! Getting a loan is the easy part. It's the years of paying it back that kill me. I'm going to complete the FAFSA this week to see what amount I would qualify for and what the terms of that loan might be. As someone who is now completely debt free, the thought of suddenly owing a financial institution $20,000 kills me!
Second, I'm pretty satisfied with my life right now. I mean there are things I would like to do and things I know I should do but overall, life is good. Work is good. Home is good. Do I really want to now add the additional burden of studying and homework? It's been a lot of years since I wrote a research paper. I'm a little rusty, I'm sure! There is a little voice inside me saying, "What if I can't do this? What if I fail?" I hate that little voice. It gives me butterflies.
So, as I said, a lot to consider and to talk over with Alex because whatever decision I make has to be one that he can also live with. It's exciting but scary and I don't know if I'm ready for it!
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